Personal Financial Advisors
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives.
AI Impact Summary
Personal Financial Advisors faces moderate AI displacement risk with a score of 34/100. This occupation has higher AI displacement risk than 26% of all analyzed occupations. Of 21 analyzed tasks, 5 are highly automatable, particularly routine cognitive tasks. Strong protective factors — including social intelligence, creativity, or regulatory barriers — significantly reduce effective risk.
Skill Impact Analysis
6
AI-Vulnerable
7
AI-Resistant
5
AI-Augmented
AI-Vulnerable
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
AI-Resistant
Complex Problem Solving is AI-resistant — strengthening this skill provides durable career protection.
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
Education & Training
Percentage of workers at each education and training level
Education Level
Prior Experience Needed
Work experience required to enter this job
Training Provided After Hiring
How long it typically takes to learn on the job
How AI Impacts Each Task
21 tasks analyzed
Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.
Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals.
Answer clients' questions about the purposes and details of financial plans and strategies.
Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.
Implement financial planning recommendations or refer clients to someone who can assist them with plan implementation.
| Task | AI Capability | Risk | Time % |
|---|---|---|---|
| Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan. | 30 | 27.0% | 8% |
| Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals. | 20 | 23.0% | 7% |
| Answer clients' questions about the purposes and details of financial plans and strategies. | 25 | 25.0% | 7% |
| Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives. | 60 | 51.0% | 9% |
| Implement financial planning recommendations or refer clients to someone who can assist them with plan implementation. | 85 | 83.2% | 4% |
Protective Factors
Total protective discount: 24.9%
Essential Soft Skills
Traits that are hard for AI to replicate
Wage & Employment (2024)
Median Wage
$102,140
per year
Mean Wage
$160,210
per year
Employment
270K
workers
Wage Range
$49,990 - $239,200
10th - 90th pct
Wage Distribution
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